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Upsurance in the Press
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Insurance Pricing and Risks: The Impact of the Economic Climate and Increases in Unoccupied Commercial Properties
October 3, 2023
Economic volatility has a profound impact on the property market and in unusual financial climates, insurers and brokers must navigate uncharted waters. In this article, we review the UK and global economic outlook and how the property and insurance sectors are expected to be affected. We also...
Why the Increase in Unoccupied Residential Properties Demands Advanced Risk Management Solutions
June 28, 2023
Following many years of a reasonably stable property market, the UK is now braced for some challenging times. The economic downturn has already seen the Bank of England base rate hit a 15-year high of 5%, with spiralling mortgage interest rates and many products being pulled from the market. Property experts have been predicting a significant...
Navigating the Seas of Trade: Marine Cargo Products
June 13, 2023
Tracing the history of Marine Cargo Insurance reveals a compelling narrative that has been instrumental in shaping centuries of maritime trade. This industry has functioned as a persistent safeguard against uncertainties and risks inherent in maritime commerce. Its origins can be traced back to...
Enhanced Trading: Unlocking Distribution Efficiency and Placement Effectiveness
May 2, 2023
We are well into the hard insurance cycle with rising insurance premiums, tightening of underwriting criteria and a generally more challenging environment for customers to find adequate coverage. The last time this cycle was as pronounced was...
Reflecting on 2022 and Looking Ahead: Charting a Course in a Heightened Risk Environment in 2023
January 16, 2023
As we bid farewell to 2022 and the third year in a tumultuous start to the 2020s, 2023 and what lies ahead, pose many questions for the insurance industry in the UK. How will claims inflation...
What Changes in Customer Behaviour and Commercial Combined Product Digitisation mean for the Modern Broker
December 12, 2022
Historically, insurance policies were written on a mono line basis and often against perils simply defined as “acts of god”. The insurance contracts themselves were typically...
Combined Liability: Evaluating Manual and Non-manual trades while Navigating Various Sales Journeys
November 8, 2022
Client activities are the primary driver of employers, public or products liability risk. Office based trades, whilst not without risk, are certainly at the lower end of the risk spectrum. Those businesses...
The Underwriting Evolution and the Importance of the Underwriter in the Modern World
October 11, 2022
As the complexity of risks and the frequency with which they arise increases, Nour Alnuaimi, founder and CEO of Upsurance, considers how the role of underwriter will evolve in the...
In Focus: How are insurtechs matchmaking brokers and capacity providers?
June 30, 2022
‘Granular’ and ‘relevant’ data can create ‘much more qualitative conversation’ between all parties, say experts
Insurance has traditionally been a profession of rel...
Mid-market commercial insurance must adapt to ‘on demand’ culture, says Upsurance boss
June 7, 2022
Customer expectations for an on demand service has increased and commercial lines must adapt to keep pace
Commercial lines insurance has been slow to adapt to the ”...
How Travelers sees digital helping middle-market
May 24, 2022
Digital Insurance spoke with Scott Higgins, executive vice president and president of middle-market and national property, business insurance field for Travelers, about trends i...
E-trading and the future of mid-market commercial insurance
May 10, 2022
The advent of e-trading has been revolutionary for the commercial SME insurance space. Affording brokers access to portals where instant quotes can now be issued has allowed bro...